If you have hired a contractor who asked you to get the building permit for you new home or addition, ask why . Most contractors prefer to get their own permits. Frequently, contractors who want you to get the permit are not licensed. Contractors are now tested on the technical aspects of building a home. If you get the permit for them, you are responsible for building inspections, and for the construction being in compliance with existing codes. Also, by obtaining the building permit for the contractor you have signed away your right for help through the Home Builders Recovery Act which is available to home builders in case of loss of a home during construction.